E la moda sa nu-ti platesti datoriile, da e oare si moral?!

Daca e sa-l urmam pe pastorul Ionescu se pare ca raspunsul este DA, e legal. Da e oare si moral?
Este moral sa nu mai platesti datoriile, chiar si atunci cand esti un lider si pastor de biserica, om al lui Dumnezeu care ar trebui sa fie un exemplu de urmat?!
Da, dar cineva poate sa vina cu tot felu de explicatii: ca sa vedeti ca economia e de vina, ca preturile la case au scazut, ca banca e dispusa sa mai negocieze, sa reduca datoria, bla bla bla...... Motivele, scuzele si explicatiile pot fi diverse, cert e ca atunci cand iei banul te angajezi sa-l platesti inapoi, daca nu, se numeste pur si simplu ca ai mintit, ca ai tras teapa, ca nu te-ai tinut de cuvant, ca esti neserios, ca ........ Lasi rata neplatita, casa intra in foreclosure si te rezolvi (ca numai asa discuta banca cu tine si negociaza, daca nu mai platesti...stie el "nu e` prosti romanii, e` destepti" stie reteta ca s-a informat de la altii care stiu ei ce si cum sa faca...)
Fratele Ionescu considera ca" persoana care lanseazã atacurile este plinã de rãutate dar si ignorantã. Referindu-se la salariul meu, uitã sã mentioneze cã am 10 copii." pardon mon cher, asta e scuza, 10 copii?! Pai cine s-a inveselit cu placerile trupesti de 10 ori, n-ar trebui sa fie oare si responsabil?! Sau daca nu, s-a inventat prezervativul frate, metoda calendarului, chiar si abstinenta... Dumnezeu o fi zis el sa ne inmultim si sa umplem pamantul, da ne-a dat si creier si se astepta credem ca sa judecam cu el, nu sa turnam doar la copii si pe urma sa-i folosim ca si scuza ca ne e greu in viata, ca deh e famelie mare, remuneratie dupa buget, mica....vorba lui conu Caragiale.
Da vorba aceea "sa faci cum zice popa(pastorul), nu cum face popa".
Pastorul Cristian Ionescu din Chicago (biserica Elim unde sunt multi lupi in haine de oaie, ATENTIE nu toti sunt LUPI !!!) se pare ca a tot luat la bani ( peste jumatate de milion de doalri) pana nu si-a mai permis sa plateasca datoria, ajungand la foreclosure, adica incapacitate de plata.(Incapacitate vorba vine, ca este o metoda smechereasca aplicata si folosita de multi romani, care chiar daca au banii sa platesca, pur si simplu nu mai platesc, ca deeeeh nu-s ei prosti). Poate ca daca fratele Ionescu isi spunea doleanta in adunare, faceau fratii o colecta si rezolva problema!
Pai daca nu isi permite acum oare de ce i-a luat banii, in za first place?! Nu se baza tot pe venitul si salarul actual?

Oare n-a semnat acolo, si si-a luat angajamentul sa-i plateasca bani la termen inapoi bancii?
Probabil ca legile dumnezeiesti nu se aplica totdeauna si pentru pastorii care predica, cu atat mai putin cele pamantesti! "Da"-ul tau sa sa fie "da" si "nu" sa fie nu...parca asa zice ne invata la biserica in una din predici fratele Ionescu.
Daca pastorul nu isi plateste datoriile, nu mai e de mirare ca enoriasii il urmeaza ca doar turma merge dupa pastor, nu-i asa?
Din pacate multi din turma fratelui Ionescu, ( un alt pastor si lider de 'nadejde' si plin de datorii este Stefan Tohatan) sunt niste lupi gata sa te sfasie, niste asa zisi oameni de afaceri fara scrupule (DA, FARA SCRUPULE, cunoastem noi personal cativa, nu doar asa din auzite!!) gata sa te sfasie si sa-ti traga teapa si sa-ti ia beregata cand ti-e lumea mai draga, "sfanti" duminica la biserica, indarjiti si mai rai ca talibanii in cursul saptamanii, unii din ei avand tupeu chiar sa iti spuna in fata ca afacerile nu au de a face cu mersul la biserica......adica se accepta tepele in cursul saptamanii si duminica te rogi la Doamne, Doamne sa te ierte....

Culmea este ca banii pentru plimbat in Israel s-au gasit...

Illinois man sentenced 20 years in prison for mortgage fraud

Bobbie L. Brown, Jr., 47, Country Club Hills, Illinois, was sentenced to 20 years in federal prison in one of the largest federal mortgage fraud prosecutions ever in Chicago, Illinois.

Brown pled guilty in 2010 to charges in two separate indictments, each alleging of mail, wire and bank fraud. U.S. District Judge Virginia M. Kendall imposed the 20 year prison term and ordered Brown to pay restitution in excess of $32 million and to forfeit in excess of $24 million at a hearing in Federal Court.

According to first indictment, Brown, who operated several businesses, including Chicago Global Investments, Inc., B&M Customs Homes, Inc., Brown Trucking, Inc., and World Wide Investments, Inc., and 20 co-defendants were charged with fraudulently obtaining more than $95 million in loan proceeds from lenders for themselves and others. The victim lenders incurred losses totally approximately $24 million on the defaulted loans. The residences that were the subject of the alleged fraud scheme were located in various Chicago, Illinois suburbs, including Country Club Hills, Flossmoor, Frankfort, Mokena, Woodridge, Elmhurst, Lemont, Orland Park, Addison, Homewood, Naperville and Aurora.

The second indictment alleged that between August 2006 and April 2007, Brown and 12 co-defendants fraudulently obtained approximately 32 home mortgage loans - in this case on homes in Nevada and California, from which they obtained more than $16 million in loan proceeds. The victim lenders incurred losses totaling approximately $7 million on the defaulted loans.

In the Chicago scheme, 14 of the 21 defendants have been sentenced and the sentences ranged from probation to 66 months custody in the Bureau of Prisons. The remaining seven defendants are scheduled for trial in June, 2011. Ten of the 13 defendants have been sentenced in the Nevada scheme, with sentences ranging from 6 - 45 months custody in the Bureau of Prisons. The remaining three defendants in that case have pled guilty and are scheduled to be sentenced at a later date.

The sentence was announced by Patrick J. Fitzgerald, United States Attorney for the Northern District of Illinois; Thomas P. Brady, Inspector-in-Charge of the U.S. Postal Inspection Service; and Robert D. Grant, Special Agent-in-Charge of the Chicago Office of the Federal Bureau of Investigation.

The government was represented by Assistant U.S. Attorneys Daniel May and Erica Csicsila.

Pastor indicted in mortgage fraud

Clint Rogers, 37, Scottsdale, Arizona, and Angela Rogers, 31, Scottsdale, a pastor and his wife, as well as Shannon Kato, 40, Sedona, Arizona; Ernest Babbini, 55, Scottsdale; and Drew Hull, 30, Prescott, Arizona, have been indicted for alleged mortgage fraud crimes. Clint Rogers, Angela Rogers, and Shannon Kato have been arrested, and Ernest Babbini and Drew Hull have been served with a summons to appear in federal court.

The defendants are charged for their involvement in multi-million-dollar mortgage fraud conspiracies. Specifically, the defendants fraudulently obtained millions in loans and "cash back" loan proceeds. The defendants are charged with various counts of conspiracy, conspiracy to commit wire fraud, wire fraud, aggravated identity theft, money laundering, and conspiracy to commit transactional money laundering.

The 13-count indictment alleges that the defendants submitted false loan applications to banks and other lending institutions to buy numerous residential properties in a short period of time, lying about the borrowers' income and liabilities in order to get financing of more than $5.5 million. Most of the homes referenced in the indictment are in Scottsdale, Arizona. The indictment also alleges that the defendants profited from the scheme by artificially increasing the sale prices of the properties and then directing portions of the loan proceeds back to themselves for their own personal use, while concealing this information from the lenders. The indictment alleges over $2.5 million in loan proceeds were directed back to the defendants during a single five-month period.

Four charged in Illinois fraud case

Robert Todd McKinney, 42, Belinda Cheri McKinney, 43, John Quinn McKinney, 39, and Chamethele McKinney, 35, were charged in a recently unsealed indictment handed down by a Federal Grand Jury sitting in East St. Louis, Illinois, on February 24, 2011. The alleged violations took place between April, 2000, and December, 2008, in Madison County, Illinois. The arraignment was held on March 11, 2011.

Robert Todd McKinney was indicted for Conspiracy in Count 1, Tax Evasion in Count 2, and Making False Statements in Counts 4, 7, and 8. Belinda Cheri McKinney was charged with Conspiracy in Count 1 and Mortgage Loan Fraud in Count 9. John Quinn McKinney was charged with Conspiracy in Count 1, Tax Evasion in Count 3, and Making False Statements in Counts 5, 6, and 7. Chamethele McKinney was charged with Conspiracy in Count 1, Mortgage Loan Fraud in Count 10, and Making False Statements in Count 11.

According to the court-filed indictment, Robert Todd McKinney and John Quinn McKinney conspired and attempted to evade the payment of taxes by providing false information to IRS revenue officers, ignoring deadlines and notices provided by the Revenue Officers, and lying to Revenue Officers about their ability to pay taxes owed; and concealing assets which would have enabled them to pay the federal taxes assessed and diverting assets that otherwise were available for the payment of taxes.

Chamethele McKinney and Belinda Cheri McKinney joined the conspiracy with their husbands by concealing income, by setting up nominee bank accounts, and by providing false information on mortgage documents.

Trial has been set for May 9, 2011. If convicted of Conspiracy, each defendant faces a term of imprisonment of up to five (5) years, a fine of $250,000, and a term of supervised release of three (3) years. If convicted of Tax Evasion, each defendant faces a term of imprisonment of up to five (5) years, a fine of $100,000 plus the costs of prosecution, and a term of supervised release of three (3) years. If convicted of Making False Statements, each defendant faces a term of imprisonment of up to five (5) years, a fine of $250,000, and a term of supervised release of three (3) years. If convicted of Mortgage Loan Fraud, each defendant faces a term of imprisonment of up to thirty (30) years, a fine of $1,000,000, and a term of supervised release of five (5) years.

An indictment is a formal charge against a defendant. Under the law, a defendant is presumed to be innocent of a charge until proven guilty beyond a reasonable doubt to the satisfaction of a jury.

Mihai Chetzan si MOX CONSTRUCTION cu musca pe caciula la Chicago

Afaceristul Chetzan nu are datorii doar la Cluj ci si-n Chicago
Suma $56,992 datorie la compania General Motors ca urmare a unei sentinte judecatoresti din iulie 2009; in noiembrie 2009 s-a dat o citatie pentru ca utilajul/masinile respective daca sunt gasite sa poata fi recuperate/reposedate

- ianuarie 2010 sentinta finala in favoarea Citi Bank pt neplata de catre Chetzan a $24,026.00 pe credit card

- din decembrie 2009 este in proces cu American Express pt neplata a $60,934.02 si alta de $27167.16 la aceeasi companie AE, aceeasi poveste cu Discover Card suma in disputa $6,758.98

-septembrie 2010 sentinta judecatoreasca in favoarea Harris Bank pt neplata sumei de $18,448.00

- pe 5 mai 2010 Fiscul American IRS-ul a pus federal lien adica sechestru pe ceva proprietati pt neplata a $291,764.00


Autoritatile federale l-a pus sub acuzare pe Michel Chezan impreuna cu alt complice Calvin Early pentru frauda, a carei suma se apropie de aproape de jumatate de milion de dolari.
Gasiti documentul cu numele lui la pagina 47.


Pe acelasi topic:
http://filipsinvestigation.blogspot.com/2010/07/stefan-tohatan-investitorul-misionar.html

http://filipsinvestigation.blogspot.com/2010/07/adrian-tarau-si-tepele-imobiliare.html

85 Years in Prison for Fraud

Mark Alan Shapiro, 50, Avon, Massachusetts, the founder of the Cobalt Companies was sentenced to 85 years in prison on charges stemming from a fraud that raised more than $23 million from over 250 investors in private placement real estate offerings. Shapiro was sentenced in Manhattan, New York, federal court by U.S. District Judge Kimba M. Wood, who presided over the three-week jury trial at which Shapiro, along with co=defendants Irving Stitsky and William B. Foster, was found guilty.
Beginning in late 2003, Shapiro, Stitsky, and Foster founded a group of companies that operated under the name "Cobalt," which purportedly engaged in the acquisition and
development of multi-family real estate properties throughout the United States. Through the Cobalt entities, Shapiro, Stitsky, and Foster fraudulently induced victims to invest by, among other things: (a) misrepresenting Cobalt's operating history; (b) failing to inform prospective investors that Cobalt was owned and controlled by Shapiro and Stitsky, both convicted felons; and (c) misrepresenting and causing others to misrepresent Cobalt's purported ownership interests in certain properties to prospective investors. In fact, Cobalt was a new company with little or no record of real estate investment success, was managed and controlled by Shapiro and Stitsky, and did not own several of the properties that it claimed to own.

In order to carry out their scheme, Shapiro, Stitsky, and Foster established Cobalt's corporate headquarters in Springfield, Massachusetts, a satellite Cobalt office in Miami, Florida, and a telemarketing center in Great Neck, New York. Shapiro controlled and managed all aspects of Cobalt's Massachusetts and Florida offices, while Stitsky was in charge of the telemarketing center in New York. The defendants and their employees solicited funds from investors by making false and misleading oral and written representations about, among other things, the investment for which the investors' funds were solicited, and the identities and relevant background information about the individuals controlling the Cobalt entities.

In addition, in furtherance of the scheme, Shapiro and Foster created and sent false financial statements and fake account statements that purported to show that Shapiro had liquid assets in excess of $3 million.

In addition to the prison term, Judge Wood sentenced Shapiro to three years of supervised release and ordered him to pay $22,075,631 in restitution and to forfeit $23,152,235 in proceeds from his offenses.

Irving Stitsky, 56, Milan, New York, was sentenced to 85 years in prison on July 6, 2010, and William B. Foster, 70, East Hampton, Massachusetts, was sentenced to 3 years in prison on September 22, 2010.

Guaranty Title's owners sentenced in federal court

Richard G. "Rick" Burton, 60, Nixa, Missouri, and Kathy Cyrena Allen, also known as Kathy Stanton, 53, Sarcoxie, Missouri, the owners of Guaranty Title, formerly headquartered in Nixa, Missouri, have been sentenced in federal court for their roles in $4.1 million wire fraud, bank fraud and money laundering conspiracies.

The defendants were sentenced in separate hearings before U.S. District Judge Greg Kays on Tuesday, Nov. 30, 2010. Burton was sentenced to six years and six months in federal prison without parole. Allen was sentenced to three years and three months in federal prison without parole. The court also ordered Burton and Allen to pay $4,150,663 in restitution, for which they are jointly and severally liable.

Burton and Allen participated in a scheme to defraud financial institutions and individuals of more than $4.1 million through a series of illegal financial transfers related to stolen escrow payments. They attempted to conceal their criminal activities through a substantial check-kiting scheme. Both Burton and Allen pleaded guilty to conspiracy to commit wire fraud and conspiracy to commit money laundering. Allen also pleaded guilty to conspiracy to commit bank fraud.

Burton was the president and majority owner of Guaranty Title Company of Southwest Missouri, Guaranty Title Company d/b/a Guaranty Title and Closing Company, and Guaranty Properties, Inc. The companies, referred to collectively as Guaranty, provided real estate title and closing services. Allen, who had a 42 percent ownership interest in Guaranty, was the vice president during the time of the conspiracy. Guaranty's main office was located in Nixa, with at least 10 branch offices located in Aurora, Branson, Mount Vernon, Ozark, Springfield and Republic, Mo.

Monique Le Nguyen sentenced

Monique Le Nguyen, aka Monique Dzung Le, 60, Milpitas, California, a licensed real estate agent, was sentenced by United States District Judge Lawrence J. O'Neill to 20 months in federal prison for conspiring to commit mail fraud in connection with the financing and acquisition of five residential properties in Fresno and Mendocino Counties, California, that were later used for the indoor cultivation of large quantities of marijuana. Nguyen was also ordered to pay restitution to the lenders, which suffered actual losses of $678,224.32 as a result of post-sale foreclosures on the Fresno County properties.