Monday, August 5, 2013

Pastorul Cristian Ionescu despre vinovatie si pocainta . ..dar de datoriile la banci nimica?!

 "Vinovatia este o lucrare a constiintei, pe care a asezat-o Dumnezeu in noi, si este un lucru bun pentru ca atunci cand facem ceva rau, ne simtim vinovati. ....fara vinovatie nu poate fi pocainta." Crisitian Ionescu (min 7 pe video).
Are insa oare "fratele" Ionescu ceva sentimente de vinovatie pentru cum nu si-a platit datoria la banca pentru casa, ca nu e prost sa isi tina cuvantul dat cand a semnat luarea imprumutului, nu?!
Are oare ceva sentimente de vinovatie pentru cand a zis ca el a incetat sa faca platile la rata lunara la imprumutul bancar deoarece este "legal si normal"! Deci e normal si legal ca vorba ta sa nu fie vorba, cuvantul tau dat sa nu fie cuvant. E normal ca semnaturile puse pe documentele bancare, cand a acceptat acele condiitii de imprumut si rata la dobanda sa nu mai fie de nici o valoare, nu?! S-a limitat la a spune ca e "legal si normal" fara a da detalii despre aceste smecherii practicate de foarte multi din biserici care chiar daca au banii (cunosc personal pe unul care facea cam 10,000 de dolari pe luna )si ar fi putut sa plateasca  dar nu a mai facut platile si a stat si 2-3 ani de zile gratuit in acele case pana cand au fost evacuati, pentru ca la numarul mare de case pe piata dura mult sa le vina randul. Cum sa condamni asa ceva cand tu insuri esti adeptul acestor practici. Minciuna si falsul au devenit instrumente legale, ne invartim dupa legi si tertipuri ca sa justificam smecheriaca fiind normala si legala.
Cata ipocrizie la acesti pastori care stiu sa predice la prostime cum ar trebui facut,  dar ei nu sunt in stare sa fie acel exemplu de urmat.....
 Ce frumos spune fratele Ionescu (min.23):  "Problema pacatului nu se rezolva niciodata de la sine . Si de cele mai multe ori incercam sa compensam vinovatia din vietile noastre fiind indignati atunci cand cineva ar avea o parere cam rea despre noi" Waw! Parca vorbeste din propria experienta!  Daca isi citeste propriul blog, comentariile si raspunsurile date cand i s-a pus intrebari cu privire la datoriile la banca cu siguranta ca fratele Ionescu isi da seama caci chiar el  este cel indignat ca lumea il pune la colt!
Dar el nu recunoaste,  e arogant in raspunsuri, nu-si recunoaste vinovatia, se apara, se justifica, are argumente......

O mascarada ieftina, teatralitate doar de la amvon ca sa poata sa isi ia leafa de 5-6 mii de dolari pe luna.  Nu-i de mirare ca are in biserica o serie de smecheri penticostali care au afaceri in constructii si care nu-si platesc angajatii, nu-si platesc marfa luata de la companii, etc....
Mai era un ipocrit in biserica Elim pe nume Stefan Tohatan care si ala predica si vorbea de mama focului de constiinta si alte cele dar el plin de datorii neplatite la banci.
Acum a fugit din Chicago in Arizona ca sa isi stearga urmele cica...



Tot despre Cristian Ionescu si datoriile lui financiare pe la banci:
http://filipsinvestigation.blogspot.com/2011/04/e-la-moda-sa-nu-ti-platesti-datoriile.html

Colorado man pled guilty for mortgage fraud schemes

Roger K. Howard, 50, Englewood, Colorado, pled guilty recently before U.S. District Court Judge R. Brooke Jackson to three counts of wire fraud and one count of money laundering. Howard, who is free on bond, is scheduled to be sentenced by Judge Jackson on August 26, 2013. Howard’s co-defendant, Oai Quang Luong, pled guilty to three counts of wire fraud on May 22, 2013, and is scheduled to be sentenced on August 15, 2013. Howard and Luong were indicted by a federal grand jury in Denver on January 25, 2012. According to the facts contained in the indictment as well as the stipulated facts contained in the plea agreement, in 2006 and 2007, Howard devised and participated in three similar but separate mortgage fraud schemes. The first and larger scheme involved the sales of 26 town homes in a development known as Oliveglen Villas, East Princeton Place, Aurora, Colorado.

Man pleaded guilty for bank fraud by overstating his income

Robert Packnett, 47, New Orleans, Louisiana, pled guilty as charged before the U.S. District Judge Carl J. Barbier to a bill of information charging him with one count of bank fraud. According to court documents, Packnett was the owner of numerous residential properties throughout New Orleans. From July 2011 through March 2012, Packnett applied for at least 6 mortgages, refinanced mortgages, and commercial lines of credit from First NBC Bank for various properties. As part of the application process, Packnett had to detail his income so First NBC could determine whether he was a candidate for a refinanced mortgage and, if so, the interest rate for which he qualified. On all of his applications Packnett overstated the amount of rental income he received from his properties. In some cases, Packnett simply overstated the amount he received in rent. In others, he claimed that he was receiving rental income from properties when the properties were actually vacant. As a result of the false statements on just one of the applications to refinance his primary residence, Packnett received approximately $256,000 to which he was not entitled. Packnett faces a maximum penalty of 30 years, followed by up to 5 years of supervised release, and a $250,000 fine. Sentencing in this matter has been scheduled for October 4, 2013, at 9:30 a.m.

Virginia man pleaded guilty to conspiring to commit bank fraud

Robert Mikail, 41, formerly of Ashburn, Virginia, pleaded guilty to conspiring to commit bank fraud in connection with his role in fraudulent mortgage loan transactions involving approximately 36 properties in northern Virginia and nearly $20 million in fraudulently obtained loans. Mikail was indicted on April 4, 2013, by a federal grand jury on conspiracy and bank fraud charges. Mikail faces a maximum penalty of 30 years in prison when he is sentenced on October 11, 2013. In a statement of facts filed with the plea agreement, Mikail admitted to conspiring with loan officers, including Bing-Sing “Cindy” Wang, to defraud mortgage lenders as part of a scheme to profit from fraudulently obtained mortgage loans and the purchase of residential real estate in northern Virginia.

Homebuilder gets 14 years in prison

Paul Wagner, 59, Las Vegas, Nevada, a homebuilder has been sentenced to 14 years in prison, five years of supervised release, and ordered to pay $4.4 million in restitution for selling houses at inflated prices in order to fraudulently obtain mortgage loans. The defendant was sentenced on Monday, July 22, 2013, by U.S. District Judge Miranda M. Du. Wagner was convicted by a jury in October 2012 of one count of conspiracy to commit bank fraud and wire fraud, six counts of bank fraud, and three count of wire fraud. Wagner was a home builder in Las Vegas for 20 years, building tract homes in the northwest part of the Las Vegas valley. From about 2007 to 2009, Wagner created a scheme to provide large cash incentives to buyers, real estate agents and others to sell his homes. The incentives included Wagner paying buyers’ mortgage payments, making large cash payments to real estate agents and others to find buyers, and paying buyers’ down payments. To pay the incentives, Wagner inflated the value of the homes by causing appraisers to create false appraisals. Wagner concealed the incentives from the lenders, who would not have made the loans had they known about his methods. Using this fraudulent scheme, Wagner sold about 85 houses from March 2007 to mid-2009. Most of the homes went into foreclosure after Wagner stopped making the mortgage payments. According to the Indictment, the losses to the financial institutions were more than $18 million.

Five fraudsters sentenced in California

Andrew Michael Phalen, 26, Mission Viejo, California, Jacob John Cunningham, 26, and John D. Silva, 28, both from Irvine, California, Justin Dennis Koelle, 23, Costa Mesa, California, and Dominic Adam Nolan, 32, Irvine, were sentenced for defrauding hundreds of victims in a real estate scam that included fraudulently collecting upfront fees for loan modification services and sending fake letters with the CitiFinancial or CitiMortgage logos offering home loan modification assistance. Victim losses are estimated to be in excess of $130,000.